Hassle-free financing
A new system shouldn't wait on a lump sum.
AC failures don't check your savings account first. Our financing options through Hearth turn a five-figure surprise into a predictable monthly payment — with 0% APR promotional plans for qualified buyers.
0% APR options
Promotional 0% interest plans on approved credit — pay for the system, not the borrowing.
Minutes to apply
Online application with a soft credit pull to see your options. No paperwork marathon, no waiting week.
No prepayment penalty
Pay it off whenever you like. Financing is a bridge, not a trap — and we'll never push a plan you don't need.
How it works
From estimate to installed in four steps
Get your free estimate
We size the system properly and give you good-better-best quotes with real numbers — including the monthly payment view.
Apply in minutes
A short online application through our lending partner. Seeing your options starts with a soft pull that won't ding your credit score.
Pick the plan that fits
Choose the term and payment that works for your budget — including 0% promotional options for qualified buyers.
We install, you relax
Most installations happen within days of approval. Warranty registered, rebate paperwork filed, house cool.
Stack every dollar
Special offer + tax credit + financing = the lowest true cost.
- $500 off any new AC system (current special)
- Up to $2,000 federal tax credit on qualifying heat pumps
- 0% APR promotional financing on approved credit
The details
Financing FAQs
What financing options do you offer?
We partner with Hearth to offer a range of plans, including 0% APR promotional options on approved credit (program terms vary — some plans run promotional periods up to 21 months, and select programs have offered longer). We also accept all major credit cards, checks, and cash.
How fast is approval?
Minutes. The application is online, checking your options starts with a soft credit pull that doesn't affect your score, and most customers have answers before the estimate conversation is over.
Can I pay the loan off early?
Yes — the plans we offer carry no prepayment penalties. Many customers use financing to bridge a surprise replacement and pay it down fast.
Do you require a deposit on installations?
For first-time residential installation customers, we collect a 50% deposit with the balance due on completion. Commercial accounts can apply for Net-30 terms with approved purchase orders.
Can financing stack with the current specials and tax credits?
Yes — and that's the smart play. The $500-off new-system special, federal 25C tax credits (up to $2,000 on qualifying heat pumps), and financing all apply to the same project.
Financing subject to credit approval through our lending partners. Program terms, promotional periods, and eligibility vary by plan and applicant. Ask for current terms when you call.
Ready when you are
Get the monthly-payment quote.
Free in-home estimates with cash and financed pricing side by side — decide with full information.
Licensed & insured · TDLR TACLB #40686E · Family-owned since 2011